Blockchain technology is for transaction-security improvement, server-logic decentralization, Open Ledger, reduced operating costs and crypto-blocks implementation. This is already proven and implemented technology in realtime businesses like BitCoin, LiteCoin, Ethereum (cryptocurrency) etc where the block chain technology is implemented in full range and in Live.

In layman terms, any organization ( users in organization like bank) which triggers a huge number of transactions in general possesses a centralized server which handles all those transactions and all users ultimately will have to hit the central server for each and every transaction. In this business-scenario  there arises issues associated with security and speed while completing the transaction cycle. When ever there is a single point of enquiry ( central server) there is always a high risk and chances of security breach could come into front-row as an unmanageable risk-factor daemon. As now all the business-components are gradually getting converted into distributed…

There are many parameters which leads to the fluctuations in the interest rates of bank, as specially interest given on A Fixed Deposit.

LIQUIDITY

Its one of the primary parameters for variations in FD Interest rate. Liquidity is such a product which can be exchanged very quickly in market in exchange or purchase of any other product or asset. One of primary examples for liquidity is cash. Some times if there is a drastic changes in the demand-supply chain then also the interest rates can fluctuate an FD.

CREDIT OFFTAKE

Many industries such as Agriculture ( Agro industry), Manufacturing etc, generally takes credit from banks and in turn banks expect from them return of principle amount along with an accompanied  higher interest ( Interest rate higher than what is given in an FD). If there is a dip in the credit taken by the major industries or its relative…